Mechanical Breakdown Protection, also known as an Extended Warranty, is automobile protection that extends beyond the manufacturer's factory warranty and covers repairs of unexpected mechanical breakdowns. For the period of time the contract is in effect, you are assured that covered components of your vehicle will be repaired in the event of failure, including labor, subject to any applicable deductible.
† Guaranteed Auto Protection (GAP) is Loan/Lease Deficiency protection designed to eliminate your unpaid net loan/lease balance in the event your vehicle is stolen or damaged beyond repair. † In order to purchase GAP, you must have an active loan with Smart Financial Credit Union on the asset to be covered.
Find out what the GAP is on your car and decide if it is right for you.